Quick Summary
Introduction
Yes, the uiic ao notification 2026 is out. United India Insurance Company Limited has announced 225 Administrative Officer (Scale I) posts, with 200 Generalist and 25 Hindi Officer vacancies. The online form on uiic.co.in is open from 8 September to 28 September 2026.
What is UIIC AO? It is the officer entry post in a public sector general insurer owned by the Government of India. This one article gives you every key detail. Important dates, discipline wise vacancy split, uiic ao eligibility and age limit, fees, uiic ao exam date 2026, pattern, syllabus, salary, bond, and steps to apply.
UIIC AO Notification 2026
United India Insurance Company Limited released Advt. No. HO:HRM:REC:AO:1:2026 on 7 September 2026 for Administrative Officer Scale I. There are two disciplines only, Generalists and Hindi Officers. There are no specialist posts for finance, legal or IT in this cycle.
Here are the key dates from the official notice.
| Event | Date |
|---|---|
| Notification date | 7 September 2026 |
| Online registration starts | 8 September 2026 |
| Last date to apply and pay fee | 28 September 2026 |
| Last date to print application | 13 October 2026 |
| Call letter download | About 7 days before each exam |
| Tier I Prelims, online test | 22 October 2026 (tentative) |
| Tier II Mains plus Descriptive | 30 November 2026 (tentative) |
| Age and degree cut off date | 30 June 2026 |
UIIC will conduct both exams online. Dates can change, so check the Recruitment section on uiic.co.in regularly.
225 Posts Vacancy Split
UIIC has announced 225 provisional vacancies. Generalists take the largest share with 200 posts. Hindi Officers have 25 posts. Vacancies are provisional, which means the company can change the number during the process.
Generalist vacancies: 200 posts
| Category | Posts |
|---|---|
| UR | 68 |
| OBC (Non-Creamy Layer) | 62 |
| SC | 30 |
| EWS | 22 |
| ST | 18 |
| Total | 200 |
Hindi Officer vacancies: 25 posts
| Category | Posts |
|---|---|
| UR | 11 |
| OBC (Non-Creamy Layer) | 7 |
| SC | 4 |
| EWS | 2 |
| ST | 1 |
| Total | 25 |
Horizontal reservation for Persons with Benchmark Disabilities applies as per rules. EWS seats remain subject to Government of India directions. Backlog vacancies means posts left unfilled in earlier drives and carried forward. UIIC has not listed separate backlog numbers in this notice.
Who Can Apply: Eligibility
Eligibility is fixed as on 30 June 2026. You must meet nationality, age and degree rules on that date. You also need proof of passing before that date.
Age limit and relaxation
The uiic ao age limit 2026 is 21 to 30 years as on 30 June 2026. You must be born not earlier than 30 June 1996 and not later than 30 June 2005. Both dates count.
| Category | Relaxation in upper age |
|---|---|
| SC and ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| Ex-Servicemen with 5 years service | 5 years |
| Defence staff disabled in operations | 3 years |
| Widows, divorced women, legally separated and not remarried | 9 years |
| Confirmed staff of public sector general insurers | 8 years |
If you qualify under more than one group, UIIC adds the relaxations together. The final age cannot cross 45 years. Non-creamy layer means the OBC group that does not fall in the higher income or status bracket fixed by the government. You must show the original caste or disability certificate at interview.
Education and computer rule
For Generalists, you need a graduate or post-graduate degree in any discipline. You need 60 percent marks in either degree. For SC, ST and PwBD, the mark is 55 percent.
For Hindi Officers, you need a Master’s degree in Hindi or English. The other language must be a compulsory or elective subject at degree level. You need 60 percent marks, or 55 percent if you belong to SC, ST or PwBD.
Two more rules apply to both streams:
- Your degree result must be declared on or before 30 June 2026.
- Working knowledge of computers is a must.
Final year students waiting for results after 30 June 2026 cannot apply for this cycle.
UIIC AO Apply Online 2026
The uiic ao apply online 2026 link is active only on uiic.co.in from 8 to 28 September 2026. UIIC accepts no offline form. The uiic ao apply last date for both form and fee payment is 28 September 2026.
Application fee
| Applicant group | Fee plus GST |
|---|---|
| All others, including UR, OBC and EWS | ₹1,000 plus GST |
| SC, ST, PwBD and permanent UIIC staff | Nil fee, ₹250 service charge plus GST |
Pay online with debit card, credit card, net banking, UPI or wallet. The fee never comes back, even if you miss the exam.
Steps on uiic.co.in
- Open uiic.co.in and go to Recruitment.
- Click the link for Recruitment of Administrative Officers Scale I 2026.
- Select Click here for New Registration. Enter name, mobile number and email ID.
- Note the provisional registration number and password sent by SMS and email.
- Log in and fill personal, category and education details. Pick only one discipline.
- Upload photo, signature, left thumb impression and handwritten declaration in the given size.
- Preview the full form. Check spelling of name, date of birth and category.
- Pay the fee and click Complete Registration.
- Download the e-receipt and final form. Keep them safe till joining.
Pro Tip: Use a personal email ID you check daily. UIIC sends call letters and updates only online. It posts no hard copy.
Apply once. If you submit more than one form for the same post, UIIC counts only the last form. It does not adjust the earlier fee.
Exam Date And Selection
When is UIIC AO exam 2026? As per the notice, Tier I Prelims is on 22 October 2026 and Tier II Mains is on 30 November 2026. Both dates are tentative. UIIC can shift them, so download your call letter about 7 days before each test.
The uiic ao selection process has three rounds:
- Tier I Preliminary online test, qualifying only
- Tier II Mains online test plus Descriptive test on the same day
- Interview
You must clear sectional and overall cut offs at each stage. The Prelims score never counts in final merit. For Generalists, Mains objective and interview marks count in the ratio of 75:25. For Hindi Officers, Mains objective plus descriptive and interview marks count in the same 75:25 ratio.
Exam Pattern And Syllabus
The uiic ao exam pattern uses separate timing for each section. You cannot carry extra time from one section to another. All objective questions have multiple choices. Each wrong answer cuts one fourth of the mark for that question. There is no penalty for a skipped question.
Prelims pattern for both posts
Prelims is common for Generalists and Hindi Officers. It has 100 questions for 100 marks in 60 minutes.
| Section | Questions | Marks | Time | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 minutes | English only |
| Reasoning | 35 | 35 | 20 minutes | English and Hindi |
| Quantitative Aptitude | 35 | 35 | 20 minutes | English and Hindi |
| Total | 100 | 100 | 60 minutes |
UIIC shortlists enough candidates from each category for Mains. Prelims only decides who moves ahead.
Mains pattern for Generalists
Generalist Mains has 200 questions for 250 marks in 150 minutes, plus a descriptive paper.
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 40 | 50 | 30 minutes |
| Reasoning | 50 | 60 | 40 minutes |
| Quantitative Aptitude | 50 | 60 | 40 minutes |
| General Awareness with focus on Financial Sector | 40 | 60 | 30 minutes |
| Computer Knowledge | 20 | 20 | 10 minutes |
| Total objective | 200 | 250 | 150 minutes |
| Descriptive English, letter 10 plus essay 20 | 2 | 30 | 30 minutes |
The descriptive test runs right after the objective test. You type the answers on the computer. UIIC checks the descriptive script only if you clear the objective cut offs.
Mains pattern for Hindi Officers
Hindi Officer Mains has 150 questions for 200 marks in 120 minutes, plus a longer descriptive paper.
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 25 | 25 | 20 minutes |
| Reasoning | 25 | 25 | 30 minutes |
| Professional Knowledge of Hindi and English grammar, vocabulary, Official Language Acts and translation | 50 | 100 | 50 minutes |
| General Awareness | 25 | 25 | 10 minutes |
| Computer Knowledge | 25 | 25 | 10 minutes |
| Total objective | 150 | 200 | 120 minutes |
| Descriptive, English essay, Hindi essay, Hindi letter, English to Hindi translation, Hindi to English translation | 5 | 50 | 60 minutes |
The Professional Knowledge section alone carries half the objective marks, so Hindi Officer aspirants must give it top focus. For Hindi typing, UIIC supports Inscript and Remington (GAIL) layouts.
What to study
UIIC lists section names only. It does not publish a topic list. Based on the standard scope of insurance exams, plan for these areas:
- English: comprehension, cloze test, para jumbles, error spotting, fillers, vocabulary and idioms
- Reasoning: puzzles, seating, syllogism, inequality, blood relations, direction, coding and data sufficiency
- Quant: simplification, number series, data interpretation, ratio, percent, profit and loss, interest, time and work, speed and distance
- General Awareness: banking and insurance awareness, current affairs of last 6 months, budget, reports, static facts
- Computer: basics, hardware and software, MS Office, internet, network and security
- Hindi Officer professional part: Hindi and English grammar, Official Language Act and Rules, translation practice both ways
For current affairs and vocabulary practice, many aspirants use daily quizzes. The Scoreclever app schedules revision automatically so you do not forget what you learn. You can also try the daily Current Affairs League at 8 PM and Vocab League at 7 PM on Telegram.
Salary, Bond And Posting
The uiic ao salary starts at a basic pay of ₹82,485 per month. The revised Scale I pay scale moves from ₹82,485 to about ₹1,56,745 through yearly increments. At metro centres, gross pay is about ₹1,10,000 per month before deductions. Actual in-hand pay changes with city, allowances and NPS or tax cuts.
Officers also get dearness allowance, house rent allowance, city allowance, leave travel help, medical benefits, group accident cover, gratuity and pension under the National Pension System. Leased housing applies as per company rules.
Two service rules matter:
- Probation: One year, which UIIC can extend after checking performance.
- Bond: Minimum 5 years including probation. If you leave early, you pay back up to one year gross salary plus ₹35,000 for training cost. The amount falls in proportion if you serve more than one year.
Posting is anywhere in India. The company places officers as per need. Transfers follow the transfer policy for officers.
For salary context, read our SBI Clerk Salary 2026 and IBPS Clerk Salary 2026 guides.
UIIC AO Vs Other Officer Jobs
Many aspirants compare uiic ao vs lic aao, uiic ao vs niacl ao and uiic ao vs ibps po. All four are officer posts with all India posting, but the work differs.
| Point | UIIC AO | LIC AAO | NIACL AO | IBPS PO |
|---|---|---|---|---|
| Sector | General insurance, public sector | Life insurance, public sector | General insurance, public sector | Public sector banks |
| Core work | Underwriting, claims, branch operations | Policy service, claims, admin | Underwriting, claims, risk checks | Loans, deposits, branch banking |
| 2026 intake in focus | 225 Generalist plus Hindi | Varies by year | Varies by year | Thousands through IBPS |
| Selection | Prelims plus Mains plus interview | Prelims plus Mains plus interview | Prelims plus Mains plus interview | Prelims plus Mains plus interview |
| Pay start | Basic ₹82,485, gross about ₹1,10,000 in metros | Higher gross in metros in recent cycles | Similar officer scale, revised time to time | Lower start than insurance AO in most cycles |
Is UIIC AO easy? No paper is easy at this level. UIIC AO has sectional timing and negative marking, so speed with accuracy matters. English counts in merit for Generalists, unlike some exams where it is only qualifying.
Pick UIIC AO if you want general insurance work with a mix of office and field tasks. Pick LIC AAO if you prefer life insurance and a larger brand network. Pick IBPS PO if you want core banking and faster transfer exposure across branches.
Is UIIC AO A Good Govt Job?
Is UIIC AO a government job? Yes. UIIC is a public sector general insurer under the central government. AO is a Scale I officer post with regular pay, NPS pension and service rules.
Is UIIC AO a gazetted officer? No. Public sector insurance officers are not central gazetted officers. They hold officer rank inside the company with signing and approval powers, but they do not get gazetted status.
Is UIIC AO conducted every year? No. UIIC announces AO hiring as per need. Gaps of one or more years are common, so apply in the year it opens.
Is UIIC AO a good job? For many graduates, yes. It offers officer pay, job safety, all India exposure and steady promotion to higher scales. The 5 year bond and transfer liability suit those ready for long service.
Is UIIC AO exam easy? The Prelims checks basics, but Mains is wide. General Awareness with focus on finance, plus descriptive writing, decides merit. Start Mains topics with Prelims itself because the window between 22 October and 30 November is short.
Official & Helpful Links
What to do next?
The window is short. It closes on 28 September 2026. Check your degree marks and birth dates against the 30 June 2026 cut off today. If you qualify, fill the form on uiic.co.in early and keep the printout safe.
Then start a daily loop. Read finance current affairs, practise puzzles and data sets, and write one letter and one essay every week. Join our Current Affairs League at 8 PM and Vocab League at 7 PM to test speed under time pressure.
